The end of the calendar year is bringing reminders to maximize health care insurance options.
By this point in the year, patients have spent down deductibles on their individual insurance plans. According to experts, many plans cover a majority or all of health care expenses once a deductible has been met.
By taking advantage of previous healthcare expenses, patients can gain end of year medical care with a significantly reduced out-of-pocket expense.
In addition, healthcare professionals advise those with Flexible Spending Accounts (FSA) to check their balances. Those dollars, set aside to pay for health-related expenses, must be depleted by the end of the year or the money is forfeited.
Annual check-ups, allergy testing, a colonoscopy, mammograms, or lab work are all items patients many times go without.
Scheduling before December 31st will ensure healthcare coverage is maximized, assuming deductibles have been met, or are close to being met.
